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Title 8: Medicaid Page 82 Iowa Department of Health and Human Services Employees’ Manual Chapter D: Resources General Non-MAGI-Related Resource Policies Revised July 10, 2026 Determining the Value of a Resource  Consider the sale or transfer of a resource as a change in the form of the resource. Do not consider the transfer or sale of a resource as income.  A court restriction may make all or part of the resource unavailable to the client. Consult your supervisor if you have questions about the legal restrictions. Legal restrictions on resources can be included in: • Liens. • Qualified domestic orders. • Divorce decrees. • Probate matters. • Bankruptcy proceedings. Deeming Resources Legal reference: 20 CFR 416.1160, 20 CFR 416.1163, 20 CFR 416.1202 Deeming is the process of assigning a specified amount of resources of an ineligible spouse, parent, or sponsor when determining Medicaid eligibility. An “ineligible spouse” is a spouse who is not receiving non-MAGI-related Medicaid. See 8-L, Aliens when deeming resources from a sponsor to an alien. Do not apply deeming policies if the applicant’s or couple’s resources alone are over the resource limits after including all appropriate disregards and exclusions. Deem resources as of the first moment of the first day of the month of eligibility. Deeming From a Spouse Legal reference: 20 CFR 416.1202 To determine eligibility, include resources of an ineligible spouse when:  An eligible person was living in the same household with the ineligible spouse at any time during the month, or  An SSI eligible person was living with an SSI eligible spouse during the last six months unless: • The spouses have divorced, • One of them has died, or • One of them moved to a medical facility.