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UNOFFICIAL 1700.1-34 in or associated with concurrent moderate, severe, or profound impairments in adaptive behavior and manifested during the developmental period: (1) General intellectual functioning is defined as the results obtained by assessment with one or more of the individually administered general intelligence tests developed for the purpose of assessing intellectual functioning; (2) Significantly subaverage intellectual functioning is defined as approximately IQ seventy or below; (3) Adaptive behavior is defined as the effectiveness or degree with which individuals meet the standards of personal independence and social responsibility expected for age and cultural group; and (4) Developmental period is defined as the period of time between birth and the eighteenth birthday. “IRA” means an individual retirement account. “Irrevocable trust” means a trust whose term and conditions cannot be amended under any circumstances, including a court order. “Joint tenancy” means equal, undivided interest in real property by two or more individuals throughout each respective owner's life. Upon the death of an owner, title automatically passes to the surviving owner or owners. Owners may sell their interest in the property without the consent of the other owners, but in doing so will break the joint tenancy and leave the new owner as tenancy in common with the remaining owners. “Lawfully present non-citizen” means a non- citizen who (1) Is a qualified non-citizen; (2) Is in a valid nonimmigrant status, as defined in 8 U.S.C. §1101(a)(15) or otherwise under the immigration laws as defined in 8 U.S.C. §1101(a)(17); (3) Is paroled into the United States in accordance with 8 U.S.C. §1182(d)(5) for