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UNOFFICIAL 1700.1-23 stabilize an emergency medical condition that is found to exist using a prudent layperson standard. “Employer funded” means the employer is paying the temporary disability insurance benefit directly to the individual or is paying premiums to a third party. “Encumbrance” means a financial claim or lien upon real or personal property. “Enhanced prior authorization list” means non- preferred prescription drugs which require prior authorization. “Enrollee” means an individual who has selected or been assigned by the department to be a member of a participating health plan. “Enrollment fee” means the amount an enrollee is responsible to pay that is equal to the spenddown amount for a medically needy individual or cost share amount for an individual receiving long term care services. A resident of an intermediate care facility for individuals with intellectual disabilities or a participant in the Medicaid waiver program for individuals with developmental disabilities or intellectual disabilities are exempt from the enrollment fee. “EPSDT” or “early and periodic screening, diagnosis, and treatment program” means early and periodic screening, diagnosis, and treatment services, to identify physical or mental defects in individuals, and, to provide health care, treatment, and other measures to correct or ameliorate any defects and chronic condition discovered in accordance with section 1905r of the Social Security Act. EPSDT includes services to: (1) Seek out individuals and their families and inform them of the benefits of prevention and the health services available; (2) Help the individual or family use health resources, including their own talents, effectively and efficiently; and (3) Assure the problems identified are diagnosed and treated early, before they become more complex and their treatment more costly.