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TITLE 16 HEALTH AND SAFETY DELAWARE ADMINISTRATIVE CODE 11 The principal place of residence, if located in Delaware, may be excluded if the individual intends to return home after any length of time. Temporary Institutionalization - If the attending physician has certified that a recipient is likely to return to his own home within a definite period (not to exceed 2 months) up to $75.00 per month may be protected for maintenance of the home. 15 DE Reg. 362 (09/01/11) 20310.1.2 Spouse and/or Dependent Relative If the applicant/recipient's home is used by a spouse and/or dependent relative during the individual's absence it may be excluded. 20310.2 Jointly Owned Real Property Jointly owned real property may be excluded if the sale would cause undue hardship, due to loss of housing, to a co-owner. 20310.3 Attempts to Sell Real property may be excluded when an individual has made reasonable but unsuccessful efforts to sell throughout a 9- month period of conditional benefits, as long as the individual continues to make reasonable efforts to sell it. (See DSSM 20360) 20310.4 Indian Lands Any lands that are restricted allotted Indian lands are excluded. 20310.5 Automobiles 20 CFR 416.1218 SI 01130.200 An automobile is any registered or non-registered vehicle that is used for transportation. One automobile, per household, is excluded if: ·Used for transportation of the eligible individual or ·Used for transportation of a member of the eligible individual’s household. If there is more than one vehicle used for transportation, the automobile with the greatest equity value will be excluded. The equity value of all additional automobiles will be evaluated as a non-liquid resource. 11 DE Reg. 1479 (05/01/08) 20310.7 Life Insurance 20310.7.1 Face Value 20310.7.2 Death Benefits 20310.7.1 Face Value Life insurance is excluded if the total face value of the policies is $1500 or less and the individual has no revocable designated burial funds. (See Section 20340.1.3 Relation to Burial Allowance for the relationship between life insurance and the burial allowance) 20310.7.2 Death Benefits The face value of term or death benefit only policies that do not generate a cash surrender value and burial insurance policies are excluded for eligibility. Term, death benefit policies or burial insurance with a face value equal to or greater than $10,000.00 must designate the State of Delaware as the beneficiary in the first position. The State will retain the amount no greater than the Medicaid expenditures. In situations where there are other burial funds available to cover the burial expenses, there will be no $10,000.00 allowance. Naming the State of Delaware as the Beneficiary is a condition of eligibility. Applicants/recipients may request a hardship consideration. 10 DE Reg. 533 (09/01/06) 20310.8 Burial Exclusions 20310.8.1 Designated Burial Funds 20310.8.2 Burial Spaces for Relatives 20310.8.3 Burial Space Items 20310.8.4 Burial Site Services 20310.8.5 Prepaid Burial Contract 20310.8.1 Designated Burial Funds