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Diversion Payment Program (DPP) A program that provides a lump sum payment to a TANF applicant to divert him/her from receiving an on-going TANF grant. It is used to resolve an immediate short-term financial need that will allow the applicant to secure or continue in current employment. DNA Testing A genetic test used to verify the biological father or mother of a child. Documentation A written statement or record that substantiates or validates an assertion made by a person, agency or entity. Domestic Violence The condition of being subject to physical acts that result in or threaten to result in physical harm, forced engagement in non-consensual sexual activity, threats of physical or sexual abuse, emotional abuse, or neglect or deprivation of medical care. Domestic Violence Waiver A waiver of one or more TANF program requirements granted to a victim of domestic violence when compliance would make it more difficult for such individuals to escape domestic violence, or compliance would place him/her at-risk of further domestic violence. E Early Withdrawal Penalty A monetary penalty for deductions, before a specified date, from a Keogh plan, IRA, Certificate of Deposit, etc. Earned Income Cash or in-kind income earned by a needy individual through the receipt of wages, salary, commission or profit from activities in which s/he is engaged as a self- employed individual or as an employee. Earned Income Tax Credit (EITC) A refundable federal tax credit that is available to working low-income individuals and families. Educational Skill Training A program designed to provide the participant with the basic educational skills considered necessary for employment. Effective Date The date for impending denial, termination, or other changes in eligibility or benefit amount after giving proper notice. Electronic Benefit Transfer (EBT) Uses automated data processing technology to allow beneficiaries to use a magnetic- striped plastic card to withdraw their benefits electronically at an automated teller machine (for cash benefits) or at a point of sale terminal (for cash and Food Stamp benefits). Encumbrance Any claim against an asset, such as a loan or mortgage, held by a financial institution or other third party. Essential Person An individual who resides with a dependent child and is recognized by the applicant or recipient as essential to the well-being of the dependent child. An essential person can be included in on MA case in either the AR or AX program types. Excess Income The amount of income in excess of the Medically Needy Income Level that an applicant must 'spend-down' in order to establish MA eligibility.