Connecticut Department of Social Services Uniform Policy Manual: 0300.40 Table of Contents - Treatment of Assets

Definitions - - - - - - - - 4000.01 Asset Limits - - - - - - - - - 4005 General Principles - - - - - - - 4005.05 Asset Limits for All Programs - - - - - - 4005.10 Reduction of Excess Assets - - - - - - 4005.15 Comparing the Unit's Assets to the Asset Limit- - - - P-4005.05 Determining the Earliest Date of Eligibility - Applications - - P-4005.10 Discontinuing Benefits Because of Excess Assets - - - P-4005.15 Determination of Ownership - - - - - - - 4010 Record Owner Versus Legal Owner - - - - - 4010.05 Assets Held Jointly - - - - - - - 4010.10 Considering Record Owner Versus Legal Owner - - - P-4010.05 Considering Assets Held Jointly - - - - - P-4010.10 Inaccessible Assets - All Programs - - - - - - 4015 General Provisions - - - - - - - 4015.05 General Provisions – Cash and Medical Programs - - - 4015.10 General Provisions - Food Stamps - - - - - 4015.15 Treating Inaccessible Assets - - - - - - P-4015.05 Determining the Net Return Value of a Motor Vehicle - FS - - P-4015.06 Excluded Assets - - - - - - - - 4020 Excluded Assets - AFDC and FMA - - - - - 4020.05 Excluded Assets - AABD and MAABD - - - - 4020.10 Excluded Assets – Working Individuals with Disabilities - - 4020.11 Excluded Assets - Food Stamps - - - - - 4020.15 Excluding Assets - - - - - - - P-4020.05 Excluding Farm Property - - - - - - P-4020.10 Asset Disregards - MAABD - - - - - - - 4022 Community Spouse Disregard - - - - - 4022.05 Long-Term Care Insurance Disregard - - - - - 4022.10 CSD - Initial Eligibility Determination -- - - - P-4022.05 CSD - Redetermination of Eligibility - - - - - P-4022.10 Deemed Assets - - - - - - - - 4025 The Concept of Deeming - - - - - - 4025.05 Disqualified Individuals - AFDC - - - - - 4025.15 Spouses and Children of Women Qualifying on the Basis of Pregnancy - AFDC - - - - 4025.20 Ineligible & Disqualified Individuals - - - - - 4025.22 Disqualified Individuals - FMA - - - - - 4025.25 Deemors of Non-SSI FMA Children - - - - - 4025.30 Deemors of Women Qualifying Under Pregnant Women Coverage Group - FMA - - - 4025.35 Parents and Spouses of Children Who Receive SSI - FMA - - 4025.37 Sponsors of Non-citizens – MA and SNAP - - - - 4025.45 Parents of Blind Children - AABD - - - - - 4025.50 Spouses - AABD - - - - - - - 4025.55 Parents of Blind Children - MAABD - - - - - 4025.60 Non-MCCA Spouses - MAABD - - - - - 4025.65 Sponsors of Non-Citizens - - - - - - 4025.66 MCCA Spouses - MAABD - - - - - - 4025.67 Undue Hardship - MCCA Spouses - - - - - 4025.68 Disqualified Individuals - FS - - - - - - 4025.75 General Principles - - - - - - - P-4025.05 Disqualified Individuals - AFDC - - - - - P-4025.15 Spouses and Children of Women Qualifying on the Basis of Pregnancy - AFDC - - - - - P-4025.20 Disqualified Individuals - FMA - - - - - P-4025.25 Deemors of Non-SSI FMA Children - - - - - P-4025.30

Deemors of Women Qualifying Under Pregnant Woman Coverage Groups - FMA - - - - P-4025.35 Parents and Spouses of Children Who Receive SSI - FMA - - P-4025.37 Sponsors of Non-citizens – MA and SNAP - - - - P-4025.45 Parents of Minors - AABD - - - - - - P-4025.50 Spouses - AABD - - - - - - - P-4025.55 Parents of Minors - MAABD - - - - - - P-4025.60 Spouses - MAABD - - - - - - - P-4025.65 MCCA Spouses - - - - - - - P-4025.67 Undue Hardship - - - - - - - P-4025.68 Disqualified Individuals - FS - - - - - - P-4025.75 Counted Assets - - - - - - -- 4026 Calculated Method - - - - - - - 4026.05 Calculated Method - - - - - - - P-4026.05 Treatment of Specific Types - - - - - - - 4030 Bank Accounts - - - - - - - 4030.05 Burial Funds, Burial Plots and Irrevocable Burial Funds - - 4030.10 Corrective Payments - - - - - - - 4030.15 Earned Income Tax Credits - - - - - - 4030.17 Entrance Fees for Continuing Care Retirement Communities - 4030.18 Home Property - - - - - - - 4030.20 Income Tax Refunds - - - - - - - 4030.25 Life Insurance Policies - - - - - - 4030.30 Life Use - - - - - - - - 4030.35 Loans - - - - - - - - - 4030.40 Lump-sum Payments - - - - - - - 4030.45 Annuities - - - - - - - - 4030.47 Mortgage Notes, Loans and Installment Contracts - - - 4030.50 Motor Vehicles - - - - - - - 4030.55 Nonessential Household Items - - - - - 4030.60 Non-home Property - - - - - - - 4030.65 Pension Plans and Certain Retirement Accounts - - - 4030.66 Rental Security Deposits - - - - - - 4030.70 Stocks and Bonds - - - - - - - 4030.75 Trusts - - - - - - - - - 4030.80 Disaster Assistance - - - - - - - 4030.85 General Principles - - - - - - - P-4030.05 Bank Accounts - - - - - - - P-4030.10 Burial Funds, Burial Plots, and Irrevocable Burial Funds - - P-4030.15 Home Property - - - - - - - P-4030.20 Life Insurance Policies - - - - - - P-4030.25 Life Use - - - - - - - - P-4030.30 Motor Vehicles - - - - - - - P-4030.35 Non-home Property - - - - - - - P-4030.40 Trusts - - - - - - - - - P-4030.45 Annuities - - - - - - - - P-4030.47 Verification - - - - - - - - - 4099 Asset Limits - - - - - - - - 4099.05 Asset Limits - - - - - - - - P-4099.05 Determination of Ownership - - - - - - 4099.10 Determination of Ownership - - - - - - P-4099.10 Inaccessible Assets - - - - - - - 4099.15 Inaccessible Assets - - - - - - - P-4099.15 Excluded Assets - - - - - - - 4099.20 Excluded Assets - - - - - - - P-4099.20 Asset Disregards - - - - - - - 4099.22 Asset Disregards - - - - - - - P-4099.22 Deemed Assets - - - - - - - 4099.25 Deemed Assets - - - - - - - P-4099.25 Treatment of Specific Types - - - - - - 4099.30 Treatment of Specific Types - - - - - - P-4099.30 Undue Hardship - MCCA Spouses - - - - - 4099.35 Undue Hardship - MCCA Spouses - - - - - P-4099.35

CONNECTICUT DEPARTMENT OF SOCIAL SERVICES UNIFORM POLICY MANUAL TABLE OF CONTENTS _______________________________________________________________________________ Date: 10-1-09 Transmittal: UP-09-17 0300 _______________________________________________________________________________ Treatment of Assets 4000 _______________________________________________________________________________