Earnings Limits Will Increase in 2026

These changes allow SSDI recipients to work and earn more while keeping their benefits, beginning in January 2026. For more details, read the Social Security 2026 Cost of Living Adjustment Fact Sheet.

Trial Work Period (TWP) Earnings Threshold: Individuals on SSDI testing their ability to work during the nine-month TWP will only use a TWP month if their earnings exceed $1,210 per month.

Substantial Gainful Activity (SGA): You can explore work and keep your disability benefits while earning up to $1,690 per month ($2,830 per month for blind individuals). SSA also has many work incentives that can help reduce the income counted when determining SGA.

Medicare Part B Premium Update: The standard Medicare Part B premium will increase to $202.90 per month in 2026, which covers services like doctor visits and outpatient care. Most people have this premium automatically deducted from their SSDI checks. While Part B has a cost, Medicare Part A, which covers hospital stays, is free, and Part D helps with prescription drug costs. If you need help covering Medicare premiums and other costs, find out how Medicare Savings Programs in California may help.