3) Eligibility Ends During Penalty Period - Previous Penalty Expired

The customer applies for ALTCS in June. The customer transferred her home to her brother the year before. The Benefits and Eligibility Specialist determines a transfer penalty of 7 years and 6 months, which will ends in December.

Two years later, the customer’s condition improves, and she is determined medically ineligible. Her ALTCS coverage ends.

Six years later, eight years after the initial application, in June, the customer reapplies and is eligible for ALTCS. Since the previous penalty has already ended, the customer is not penalized any further for the initial transfer. She is eligible for full ALTCS services in the application month.