1) Multiple Transfers – No Returns

The customer applied for ALTCS in October. She made the following uncompensated transfers:

$2,000 in July

$3,000 in August

$38,000 in September

October is the first month that the customer is otherwise eligible for ALTCS except for the transfer.

All transfers that were made by the customer from July through September are added together and then divided by the customer’s PPR for her county of residence to get the penalty period.