5) Burial Fund co-mingled with other funds

The customer applies in May. She has a bank account of $1,200. She states that $500 of the funds in the account is designated for burial, and the remaining $700 is for living expenses. Since the funds designated for burial expenses are kept in the same account as funds that are not related to burial, the $500 cannot be excluded as a burial fund. If customer moves the $500 to a separate account, the exclusion may be given the month the funds are separated.