1) Net Income Test for the Customer Only

The customer is not married and lives in a setting where long-term care services cannot be provided.

She gets monthly income of $700.00 Social Security Retirement and a $100.00 VA pension (need-based). She also sells Avon to make extra money and received $80.00 in the budget month from this part time job.

The customer’s eligibility is calculated using the net income test as follows:

Step Action 1 Calculate net unearned income: $700.00 (customer’s total countable unearned income that is not needs based) -$0.00 (1/3 child support deduction is not applicable) =$700.00 (subtotal) -$20.00 (general income deduction) =$680.00 (subtotal) +$100.00 (need-based income) =$780.00 (net unearned income) 2 Calculate net earned income: $80.00 (customer’s total countable earned income). -$0.00 (unused portion of the $20.00 general income deduction) -$65.00 (standard work expense deduction) -$0.00 (IRWE deduction) =$15.00 (subtotal of earned income) -$7.50 (½ subtotal of earned income) -$0.00 (blind work expense deduction) =$7.50 (net earned income) 3 Calculate total net income: $780.00 (net unearned income from Step 1 above) +$7.50 (net earned income from Step 2 above) =$787.50 (subtotal or net income) -$0.00 (no child allocation) =$787.50 (total net income) 4 The result in Step 3 above is compared to 100% of the FBR In 2026, 100% FBR = $994.00. Because $787.50 is less than $994.00, the customer is income eligible for ALTCS using the 100% FBR net test.