1) Reduced Disability Insurance Amount
The customer is out of work and getting short-term disability insurance payments. The proof provided by the insurer shows that he is entitled to a maximum benefit of $1,250.00 per month. However, he also gets a monthly Social Security Disability payment of $820.00.
The $820.00 from Social Security is deducted from the maximum short-term disability benefit, resulting in an actual disability insurance payment of $430.00. Only the $430.00 actually paid is considered as disability insurance income.