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SNAP CERTIFICATION MANUAL – SECTION 7000 7700 Examples of SNAP Budgets

7720 Unearned Income

$793.00 Maximum SNAP Benefits for Household of 5 -147.00 Reduction Rate (rounded*) $646.00 Monthly SNAP Benefits *When calculating the reduction rate, always round up to the nearest dollar.

7720 Unearned Income SNAP Manual 11/01/02 This household is composed of a 62-year-old man and his wife, age 59. He receives a Social Security check of $456.00 per month. She receives a retirement check from the State in the amount of $341.00 per month. Since one of the household members is aged 62, no gross income pretest will be made. 1. A budget will be calculated to determine net income eligibility. Thehousehold: a. Does not have allowable medical expenses which exceed $35.00; b. Does have a mortgage payment (including taxes and insurance) of $335.00; and c. Does have actual utility expenses anticipated to be $225.00 permonth. Budget figures follow: $456.00 Social Security +341.00 State Retirement $797.00 Total Gross Income - 142.00 Standard Deduction $655.00 Adjusted Income

Shelter: $335.00 Mortgage payment +225.00 Utilities $560.00 Total Shelter Costs - 328.00 50% Adjusted Income $232.00 Excess Shelter

$655.00 Adjusted Income -232.00 Excess Shelter $423.00 Net Monthly Income

$423.00 is compared to the maximum net income for a household size of two Exhibit A - $1,215.00. The household is eligible based on net income.