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MEDICAL SERVICES POLICY MANUAL, SECTION E

E 600 Achieving a Better Life Experience(ABLE) Program

E-640 Withdrawal from ABLE Account MS Manual 10/01/17 A distribution is the withdrawal or issuance of funds from an ABLE account. The designated beneficiary or the person with signature authority determines when he or she makes distributions. A distribution from an ABLE account is not income but is considered as a conversion of a resource from one form to another. Distributions are only to or for the benefit of the designated beneficiary. Money withdrawn from an ABLE account will not be countable income for the designated beneficiary, regardless of whether the money received is for non-housing Qualified Disability Expenses (QDE), housing QDE, or non-qualified expenses.

E-650 Allowable Expenses MS Manual 10/01/17

Qualified disability expenses (QDE) are expenses related to the designated beneficiary’s disability or blindness and are for the benefit of the designated beneficiary. In general, a QDE includes, but is not limited to the following types of expenses: 1. Education 2. Housing which includes: a. mortgage (including property insurance required by the mortgage holder) b. real property taxes c. rent d. heating fuel e. gas f. electricity g. water h. sewer i. garbage removal 3. Transportation 4. Employment training and support 5. Assistive technology and personal support services 6. Health 7. Prevention and wellness 8. Financial management and administrative services