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MEDICAL SERVICES – APPENDIX N, FAMILY MEDICALLY NEEDY RESOURCE AND INCOME LEVELS 02-24-16 Page 14 of 19 15. Child support refunds paid by the Office of Child Support Enforcement, which represents several months of the $50 disregard (e.g., $150 refund for 3 past months of collections). 16. Payments made from the Agent Orange Settlement Fund or any other fund established pursuant to the settlement in the In Re Agent Orange product liability litigation retroactive to January 1, 1989. 17. Governmental (federal, state, or local) rent and housing subsidies, including payments made directly to the applicant/recipient for housing or utility costs, e.g., HUD utility allowances. 18. Bona fide loans from any source (e.g., bank, any other establishment engaged in the business of making loans, or an individual). A loan is considered bona fide if it meets any of the following conditions. a. There is a written agreement to repay the money within a specified time, or it was obtained from an individual or establishment engaged in the business of making loans, or b. The borrower acknowledges the obligation to repay (with or without interest); or c. The borrower expresses intent to repay either by pledging real or personal property or anticipated income. It is not necessary that the loan be secured solely by specific items of collateral such as real or personal property. It is only necessary that the borrower express the intent to repay the loan when funds become available in the future and indicate that repayment of the loan will begin when future anticipated income is received. This loan criteria applies to the Medically Needy categories only.  NOTE: Interest earned on the proceeds of a loan will be counted as unearned income in the month of receipt. 19. Major disaster and emergency payments made to individuals and families under the Disaster Relief Act of 1974 and comparable disaster assistance provided by States, local governments, and disaster assistance organizations. 20. Any type of income, which must be disregarded according to federal or state statute. If there is a question as to whether a particular payment may be disregarded, the pertinent documents concerning the payment should be submitted to the Office of Program Planning and Development (OPPD) for a determination. This information should include the specific federal or state statute under which it is believed the disregard treatment is required.