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below the shelter allowance will receive a smaller benefit payment than a family with shelter costs equal to or higher than the shelter allowance. Payments for families with low or no shelter costs will be reduced by up to 30 percent. 16. BENEFIT DELIVERY The Division issues ATAP and Supplemental Nutrition Assistance Program (SNAP) through an Electronic Benefit Transfer (EBT) system, using the Alaska Quest Card. ATAP benefit payments may be made to a Quest card or by direct deposit. ATAP recipients have surcharge-free access to their cash benefits via point of sale (POS) devices at Food and Nutrition Service (FNS) approved retailers throughout Alaska. Additionally, recipients are able to make ATM cash withdrawals with a minimal fee of $0.85 for each withdrawal. Quest cardholders with cash benefits can locate "AllPoint" Surcharge-free ATMs from the DPA Quest Card page at https://health.alaska.gov/dpa/Pages/ebt/default.aspx. • ATAP recipients receive a letter in the mail with their Quest card that explains how to use the card fee free and when fees will be applied if used outside of the fee free parameters. The Division also provides fee and usage information through the “Your Quest Card” brochure and the DPA Administrative Procedures Manual, section 122-15 Quest Cardholder Support. The brochure is available in hardcopy in office lobbies or by fax or mail upon request and in an ADA-compliant electronic format on the Division’s public website. The manual section is also accessible online. The Division has restricted the use of ATAP benefits from Quest cards (via ATMs or POS devices) at liquor stores, bars, gambling establishments, and adult entertainment establishments. The Division partners with the Department of Commerce, Community and Economic Development to identify businesses where ATAP funds cannot be spent. The Division collaborates with Fidelity National Information Services, Inc. (FIS) to notify ATAP recipients and relevant businesses throughout Alaska, of federal statute P.L. 112-96, and the associated compliance requirements. The Division monitors Quest card ATM transactions monthly at applicable businesses statewide. Additionally, applicants and recipients are informed of these restrictions through language included on applications for services, eligibility review forms, and notices of action, as well as signage for district offices, and posting information on the Division’s website. The Division’s ATAP and Administrative Procedures Manuals include current guidance on PL 112-96 to ensure consistent staff compliance. 17. PRIVACY Alaska TANF State Plan P lan Effective December 31, 2025 20 | P a g e