Getting some of the government contribution
Even if you have not saved the full amount, you still get 25 cents for every dollar you put in between 1 July and 30 June.
You will not get the full contribution if:
you turn 65 part-way through the year
you turn 16 part-way through the year (18 before 1 July 2025)
you join part-way through the year
you no longer meet the eligibility criteria.
If you join, turn 16 (18 before 1 July 2025) part-way through the year or reach the age of eligibility to stop contributing part-way through the year, the government contribution is based on both how many days in the year:
you've been a member
eligible for government contributions.